BankDeSotoNet
Internet Site Usage Agreement

Notice

Bank of DeSoto is providing this web site (site) to you subject to the following terms. By using this Site, you agree to be bound by the terms and conditions set forth herein. If, at any time, you do not agree to the terms and conditions herein, please discontinue use of this site.

Use of Site

In order to use this Internet site, you must subscribe to the Internet service provider of your choice, and acquire all of the necessary hardware and software at your own expense. To protect personal information, the Bank requires you to use a version of the acceptable browser software that provides adequate security measures. The following software may be required:

• Netscape 6.0 or higher, OR
• Microsoft Internet Explorer 6.0 or higher

If your software does not meet current security standards, you will be required to upgrade prior to accessing portions of this website that contain personal information.

Bank of DeSoto restricts access to password-protected areas to authorized users only. If you are an authorized user, you are responsible for maintaining the integrity of your password and user ID. You are responsible for all transactions conducted using your user ID and password.

You agree to log off of this site when you leave your computer unattended. Your failure to do so may result in unauthorized use, for which the BANK WILL NOT BE RESPONSIBLE.

IF YOU THINK YOUR USER ID AND/OR PASSWORD HAVE BEEN COMPROMISED, YOU MUST NOTIFY THE BANK IMMEDIATELY. BANK OF DESOTO IS NOT LIABLE FOR ANY DAMAGES RESULTING FROM YOUR FAILURE TO PROTECT YOUR USER ID AND PASSWORD, OR OTHER SECURITY LAPSES.

Privacy Policy

Bank of DeSoto reserves the right to place a “cookie” or text file on your computer to record your settings for using this site. For more information on our Privacy Policy, please see the Privacy Policy in the Disclosures section of this site.

Use of Information

The information contained in this Site is subject to change. Your eligibility for products and services described in this Site is subject to approval by Bank of DeSoto on an individual basis. Unauthorized use of information in this Site, or unauthorized entry into Bank of DeSoto’s systems; misuse of passwords, or information in this site is strictly prohibited. You are authorized to view this site, and to print pages from this site, for personal information and non-commercial purposes only.

Children Using this Website

To protect the privacy of children, children under 13 are not authorized to access secured areas of this website. Access must be made by the parent or guardian of children under 13, even if a deposit account is established for a younger child.

Copyright Information

Information contained in this site is deemed to be the property of Bank of DeSoto; and may not be reproduced, copied, modified, or otherwise used for public or commercial purposes without the express, written consent of the Bank of DeSoto.

Trademark Notice

The BOD logo and Bank of DeSoto are trademarks of Bank of DeSoto. In addition, Bank of DeSoto claims rights to certain other trademarks and service marks in this Site. Unauthorized use of all such trademarks is prohibited.

Submissions

All information submitted to the Bank of DeSoto site shall be deemed to be and shall remain the property of Bank of DeSoto. Bank of DeSoto is free to use submitted information for any and all purposes, without obligation, except as prohibited by law. This statement does not affect the Bank’s responsibilities and obligations under the Bank’s Privacy Policy.

E-Mail Transmission

E-mail communication over the Internet should not be considered confidential or secure. Bank of DeSoto is not responsible for maintaining the confidentiality of any e-mail transmission sent to us, or any e-mail we send to you at your request. Any information submitted to Bank of DeSoto becomes the property of Bank of DeSoto and may be used by us in any capacity allowed by our privacy policy.

Disclaimer of Warranties

The information provided in this site is provided “as is”. Bank of Desoto does not warrant the accuracy, adequacy, completeness, or timeliness of the information contained in this site and expressly disclaims liability for errors and omissions in the information and materials accessed through this site. No warranties of any kind, express or implied, are given in conjunction with the information, materials, products, and services contained in this site.

Limitation of Liability

In no event shall Bank of Desoto or its third party suppliers be responsible for any damages, losses, or liabilities; including, without limitation, direct or indirect damages, losses, or expenses arising out of use of this site , or inability to use the information contained in this site, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus, or line or system failure; even if Bank of Desoto or its suppliers are advised of the possibility of such losses or damages.

Governing Law and Jurisdiction

You agree that your use of the site shall be governed by all applicable Federal laws, and the laws of the state of Texas. You expressly agree to submit to the exclusive jurisdiction of the state and federal courts in Dallas County in the State of Texas.

Before clicking "I Accept" make sure you have thoroughly read the Internet Site Usage Agreement.