The
following privacy principles were established to maintain
the security, integrity and confidentiality of your personal
financial information.
The Type
of Information We Collect
We routinely collect and retain the information we obtain from your account
applications, transaction history (for deposits, loans, credit cards,
etc.) and from consumer reports. This information helps us:
- To
establish and administer your accounts.
(Example: We ask for personally identifying
information to protect your accounts from fraud.)
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- To
satisfy certain regulatory requirements.
(Example: When you open an account that pays
interest, we are required by the Internal Revenue
Service to obtain your social security number.)
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- Better
understand you so that we may provide you with additional
or improved products and services.
(Example: We require information concerning
your credit history and your assets to determine
if you qualify for loan approval.)
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We do not
share our current or previous customers' nonpublic personal information
with affiliates or with nonaffiliated third parties except as permitted
or required by law.
How is that information
protected?
Access to your personally
identifiable financial information is limited to employees with a specific
business reason for utilizing this data. Our employees are educated about
the importance of maintaining confidentiality and customer privacy. If
necessary, we take appropriate disciplinary steps to enforce our employees'
responsibility to protect your very personal information.
In order to prevent
unauthorized access to your information, we maintain security standards
and procedures that conform with industry practices. These security standards
and procedures are routinely tested to verify the integrity of our systems.
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