Deposit checks without making a trip to the bank. It’s an easy and convenient way to make a deposit directly from your smartphone. Download our mobile app to get started.
Mobile Banking Terms and Conditions are located on your Bank of Desoto Mobile App for quick access.
How It Works
Use our 5 quick steps to make a deposit instantly.
1. Sign in to get started
Download the Bank of DeSoto Mobile app to your smartphone.
Sign in to your online banking account.
Select Deposit from the bottom menu bar.
2. Select an account
Select Deposit a check.
From Deposit into section, Select to account. All accounts available for deposit will be listed.
3. Enter amount
Enter check amount.
Make sure the amount entered matches the amount on your check, and select Done.
4. Take photos
Select Take photos.
If you receive an error that you have exceeded the max amount for a single deposit, please select New Deposit to try again or contact the Bank if you need help with your limits.
Sign the back of your check and write “For Mobile Deposit at Bank of DeSoto Only” below your signature (or if available, check the box that reads: “Check here if mobile deposit”).
Take a photo of the front and back of your endorsed check.
5. Confirm deposit
Your deposit information will be displayed for you to confirm or edit.
If everything looks correct, select Make deposit.
You will receive an on-screen confirmation letting you know we have received your deposit.
Funds are normally received within two business days. Please keep your paper checks until funds are posted to your accounts.
Manage your card with Card Secure
Bank of DeSoto Card Secure is a mobile app that allows you to turn your debit card off or on, manage transaction alerts and control spending limits. Learn more about the benefits and features of Card Secure.