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Online Banking & Bill Pay

Online Banking

Bank of DeSoto’s Online Banking is an easily accessible and a functional way for you to securely manage your finances from the comfort of your home or office. Signing up for our free online service can save you time and simplify your banking experience. Please click 'Enroll' on our homepage to sign up today!

Online Banking Features 

  • View account statements
  • Detailed transaction history
  • Account transfers
  • Download check images
  • Online Bill Pay

Online Bill Pay

We are proud to announce that on August 10th, 2020 we launched our newly enhanced Online Bill Pay system, designed to improve your overall banking experience with Bank of DeSoto! With our new, free Online Bill Pay system, you will be able to manage your bill payments with ease.


  • Log in to your Bank of DeSoto online banking account by entering your credentials in the username and password field.
  • Click on the Bill Pay tab to start the enrollment process. You will need to accept the Terms and Conditions and Privacy Policy to continue.
  • You can start entering your payee information and submit bills right away!


  • Payments scheduled by a “deliver by” date: You will be able to pick your Payment Date to be the same as your bill’s statement due date, as long as it doesn’t fall on a weekend or holiday. If your bill’s statement date falls on a weekend or holiday, you will need to schedule your payment the business day before.
  • Make Recurring Payments: Flexible spending options available when scheduling recurring payments
  • Set up ebills: Receive your bill electronically if the biller or payee you add offers ebills. You will see the “Get Bills” icon next to the biller’s name to enable service when ready.
  • Enhanced Bill Pay Experience: Simpler enrollment process and view supported Bill Pay details directly in the bill pay system.
  • Set Reminders: Establish Automated Bill Pay or user defined reminders for your payees within bill pay.
  • Rush Payment Options; Forget to pay a bill? Bill pay provides an Overnight Check or Same Day Bill Payment* option to rush your payment to a payee. *The payment is sent electronically (same day as scheduled) and cannot be stop once scheduled. The Rush Delivery payment option will appear only if the payee is capable of receiving this type of same day payment.

If you have any questions about our upgrade, please feel free to contact us at 972-780-7777.   

Please allow 5-7 business days for the payment to be made. Bank of DeSoto will not be responsible for any late fees if you pay your bill on the day that it is due or you do not allow 5-7 business days before your due date. All transactions that are made on Internet Banking before 3:00 p.m. will be considered that day's business, any transactions after 3:00 p.m. will be considered the next business day. If you need help, please call or come by and see one of our Customer Service Representatives.


Viewing your statements online is quick and easily accessible. Just by logging in to your online account, you can view recent statements at your convenience. 

eStatement Benefits

  • Secure access 24 hours a day
  • View up to 12 months of past statements
  • Review statements faster
  • Reduce risk of identity theft
  • Keep accurate banking records

Personalization Settings



Bank of Desoto would like to personalize your banking experience. Please enter your first name below..

This level of personalization will not lead to the sale of your name or leak your identity. The information you provide will only be stored on your computer and will not be transferred to the web server.

Please do not remind again